Whether you are an employee, running a small business, or have a big business empire, you will always be looking for the rewards, discount offers, and cash back on your purchases. For that purpose, here come the different credit cards that you can get benefit from. Different banks are offering credit cards with different benefits and plans. You can get the best credit cards and enjoy the perks that they offer. But, to select the most appropriate credit card, you are required to do some study before you apply for one. Here is a list of our month’s top 5 credit cards that you should look at.
The Chase Freedom Unlimited is at the number one position in this month’s list. On this card, there is a 1.5 percent cash back offer on every single purchase. The cardholder can get benefit from the $150 bonus once he spends a $500 within the first three months of the account opening. This is a no annual fee card version, and you can redeem for the cash of any amount from anywhere. There is no expiry for the cash back rewards. This is the best rewards credit card that you can get today.
This is one of the best business credit cards that you can apply. You can get the bonus points of up to $80,000 if you make purchases of $5000 within the first three months of your account opening. There are three points for every single dollar spent on your first $15000 purchases on the selected categories. The card has a $95 annual fee, but its perks make it a great choice for the businessmen. You can also get the employee cards without any additional cost. There are also zero transaction fees on this card.
A great option for your travel and airline needs. You can get the bonus points of 100k once you spend $4000 within your account opening’s first three months. There is an annual travel credit of $300 as a reimbursement for the travel purchases, 3x points on the dining restaurants & travel worldwide, and you can also get the 50% additional value once you redeem the points for the hotels, airfare, cruises, and car rentals through the Chase Unlimited Rewards. The card has an annual fee of $450, and you will need to have an excellent credit history to get this card.
This credit card also lets you earn the bonus miles of 50,000 when you make $3,000 or more purchases within the 90 days of the account opening. On all purchases, there will be 2X miles that the cardholder will be able to earn. There is no foreign transaction fee for this card and an annual fee of $89 that is waived off for the first year.
This is the best balance transfer credit card. For the balance transfers that are made within the first sixty days of the account opening, there is $0 introductory balance transfer fee. The card doesn’t have any annual fee, and there are also no penalty APR, which means that if you pay late, then the interest rate will not be raised.