The Sony Card is offered by Capital One and it looks like a great choice at first glance. This card isn’t like the traditional credit cards that come with the usual merchandise rewards gimmicks. You often find credit cards that offer one point at $1 spent. However, those points actually worth 0.5 cents only. It means that you get the half value of the points that you earn. On the other hands, the Sony Card gives you the full value on your points. Additionally, you can do a bit of legwork for earning the bonus. To receive points, you are required to send in the purchase credit. The purchasing credit is available on the attached receipt.
Here, you will learn how to apply for this credit card. You will also get to know the APR, interest rate, and other important details about the credit card. This will help you know whether or not this card fulfills your requirements. This way, you can easily make an informed decision.
Who Should And Shouldn’t Apply For The Sony Card
There are many perks that you get with this card. This card serves the diverse needs of the different individuals. A card is a good option, when it comes to paying for the online subscription services, like Amazon Prime and Netflix. This card is also a good option for the people who visit the movie theaters frequently. On the other hand, if you don’t find the Sony Rewards catalog appealing, then this card isn’t the right choice for you.
The earned rewards can be redeemed only for the gift cards and merchandise that are listed on the website of Sony Rewards. This is obviously one of the downsides of the card. The rewards catalog provides several movies, music, PlayStation accessories, and electronics options to redeem. Before you apply, we recommend you to study the redemption options. If you do not like selection, then the rewards will not be useful to you.
This card is worthwhile for those who love the products of Sony and shop in 3/5 point categories frequently. It is also a good thought to look at the other available options if you are looking for the semi-decent returns without the Sony Rewards catalog.
Key Benefits And Features
This card that is offered by the Capital One offers you the rewards points that you can redeem for the merchandise and gift cards. When you buy a Sony product at the authorized retailer, you will earn 1 point for every dollar you spend. You can earn 4 more points on every dollar that you spend using your Sony Card. If you want to get the extra points, then you need to fill up and mail the Bonus Point Form to the appropriate address.
As a cardholder, you will also be able to earn 3 points for every dollar spent on the video and music downloads, rentals and movie theaters, and also on the digital streaming & subscription services. In the last category, there are the popular services, like Netflix, Spotify, and Amazon Prime. You will hardly find many credit cards with such high rewards on such type of purchases. In short, there are 5x points on entertainment, 5x points on Sony products and 1x points on all other purchases. For more details, you can go through the credit card details on their official website.
Fee And Other Charges
The purchase APR for this card is 0% intro APR for six months. After the six months, there will be a variable APR of 15.74% – 24.99%. The transfer rate is 15.74% – 24.99% APR (variable) and there is no transfer fee. The good thing is that there is no annual fee on this card so you can stay relaxed about the monthly charges. The card network is VISA.
Instructions To Apply For The Sony Card
You can easily apply for the Sony Card on their official website, any time. Here are the instructions that you need to follow in order to apply for this card:
- Open any internet browser and type in the link: www.sonycard.com in its address bar. Hit the “Enter” button on your computer keyboard to access their official website.
- Now on their website, you can see an “Apply now” button that is positioned on the left-hand side of the page. Click this button so that you can access the online application form page.
- On the application form page, you should enter your personal information, like your first name, middle name, last name, date of birth, and social security number.
- Choose whether or not you are a United States citizen. Enter your contact information, like residential address, suit/apt, email address, and primary phone number. You also need to provide your financial information in the given fields.
- Agree to their terms and conditions and also read the important disclosure. After completing the application form you need to click the “Continue” button. After that, follow the on-screen instructions to submit your application.
So, this is how you can submit the card application online. Before you apply for this card, you can also compare it with the other available cards to make sure that you are making the right choice.