The OpenSky® Secured Credit Visa® Card is one of the finest credit cards that are currently available for the people who desires to build the credit, but also don’t want to pay too much fee for that. This card reports to all the three main credit bureaus, which makes it highly recommended if you wish to build the credit. The card has an annual fee of $35, but due to the fact that this card is intended for the people who have the limited credit history, this card becomes a magnificent choice. Apart from the annual fee, the card doesn’t have the other application, servicing, or processing fees. For the applicants, there is also no credit check and an APR of 17.64% is also competitive considering that the card is for the users with low scores. In 2014, the card was ranked at number three position on the list of
Apart from the annual fee, the card doesn’t have the other application, servicing, or processing fees. For the applicants, there is also no credit check and an APR of 17.64% is also competitive considering that the card is for the users with low scores. In 2014, the card was ranked at number three position on the list of best secure credit cards by the experts at the creditnet.com.
Benefits And Features Of OpenSky® Secured Credit Visa® Card
Although, there are a number of benefits and features of this credit card, but following are the key reasons for which you should apply for this card:
- No credit check
- Flexible funding options
- Short application process
- Competitive rates
- Interest-free grace period
- You can establish the credit easily and quickly
- Total accessibility as the Visa Card
To take a look at the additional benefits of this card, or to know more about the card, you can also visit their official webpage or you can call their helpline, anytime. Now, let’s see how one can get this card to reap the benefits that it offers.
How To Apply For OpenSky® Secured Credit Visa® Card
The only way to apply for this credit card is to apply online. So, you can conveniently get the card with a simple online process that has been designed by them. But before you start the online application you need to first make sure that:
- Internet connected PC
- And a few minutes to invest in the online application process
Make sure that your internet connection is fast enough so that you can conveniently apply for the card. Please do the below-mentioned steps to apply for the card:
- Visit their official web page link: www.openskycc.com.
- You will see an orange color “GET STARTED” button right on your PC screen that you need to click.
- Now, the application process will start where you will have to provide the information like your name, social security number, telephone, address, date of birth, annual income, monthly housing payment, credit line, etc. in the required fields.
- After entering the information, read the term and conditions.
- Scroll down and check the “electronic disclosure consent”.
- Finally, just hit the “Submit” button to apply for the card.
The OpenSky is issued by the Capital Bank. If your application is approved or rejected, you will receive an email right after you have submitted the application. If you don’t get any response from them, then you should contact them at their customer support helpline.