For the last twenty years, the Fortiva has funded more than $25 billion and they are available at 8000 plus locations over the 1500 partners. If you have recently received a Fortiva credit card mail offer, then you can respond to it using the acceptance code. In your mail offer, you will also get the link that you are required to visit in order to respond to the offer. In today’s post, we will walk you through the process of responding to your mail offer. But before we discuss that, it is also important to take a short review of the credit to help you decide whether or not you should opt for it.
About Fortiva Credit Card
This credit card is available for the individuals who want to build the poor credit. This card has a $49 – $175 annual fee for the 1st year. After the 1st year, the annual fee would be $0 – $49. The APR on purchases is 21.99% – 36%, depending on your creditworthiness. Cash advances are 24.99% – 36% and balance transfer APR is 24.99% – 36%. There is no sign-up bonus.
Benefits Of Fortiva Credit Card
This card is best for the people who have poor credit. There is no security deposit required to get this card. The payment history is reported to all 3 credit bureaus. The minimum payment is $10 or 1 percent of the total balance, whichever is bigger. Other benefits of this card include free-of-cost Vantage Score 3.0 and zero fraud liability.
This card has an annual fee that we have already discussed in this post. Apart from that, there are also a few other fees that you should keep in mind before you apply for this card. Here are the other fees that come with the card:
- Foreign transaction charge: 3%
- Late payment charge: $38
- Returned payments: up to $38
- One time authorized user charge: $25
- Balance transfer charge: 3%
There is also a $25 one-time program charge that you need to pay at the time of account opening.
Instructions to Respond to Your Fortiva Credit Card Mail Offer
If you have received a mail offer, then you can respond to it by following these simple instructions:
- Visit the official Fortiva Credit Card mail offer response page. This page can be accessed by using this link: www.fortivacreditcard.com
- On their web page, you need to enter the offer acceptance code in the required section. After that, hit “Submit Code” button.
The acceptance code is the 14-digit code that is available at the end/bottom portion of the mail offer. After submitting this code, you should follow the remaining on-screen instructions to complete the process.