Are you looking for a cash back credit card? If yes, then Upromise MasterCard could be the right choice for your needs. With this card, you can get discounts on your purchases online as well as at the participating restaurants. The card offers you above-average rates, and it also offers flexibility. Today, we will share with you some quick facts about this card. We will tell you how you can apply for this card online. So, read this article till the end, if you are planning to apply for this MasterCard.
In A Nutshell
With this card, you can save a lot. If you are someone who loves to shop through Upromise portal, then this could be the right card to get. If you often shop at the department stores, or if you are very fond of watching movies, then you should also opt for the Upromise MasterCard. However, if you are looking for a card that can offer high rewards on several everyday activities, then this isn’t the option that you should pick. This is also not a good choice for the credit card seekers who are looking for the sign-up bonus.
Upromise MasterCard Features And Benefits
There are plenty of perks that you would get with this cash back credit card. This card doesn’t charge an annual fee that means no worry to pay a monthly fee from your hard earned money. Here are some of the highlights of this card that you must take a look at:
1.25% Cash Back: On every single purchase that you make using this card, you will receive cash back of 1.25%. You have the freedom to shop everywhere.
15% Bonus: You can directly link your 529 College plan to the Upromise Program to get a bonus of 15% on the total cash back with your Upromise MasterCard. It also includes the Upromise Round-Up.
Upromise Round Up To Earn More: With this, you can round up the purchases to nearest dollars in order to earn additional cash back.
Redemption Options: There are so many redemption options available to the cardholders. If you want to know all the available options, then you should visit the official Upromise website.
If you are a college student, then you can easily maximize the college savings with this card. With this card, you can easily earn up to $86.97 cash back, every month. Your savings would grow even more. To know more, you can go through their website. The purchase APR of this card is 16.74%, 21.74%, or 26.74% variable.
Discounts On Purchases
Because it is a cash back credit card, so you should expect great discounts on your purchases. You would get 2% cash back for the purchases at the selected movie theaters and department stores. You can also get 5% cash back on select purchases that you make on their website. To view the participating locations, you should visit their website. Apart from several merchandises, you can also book the travel tickets on their website. Any other purchase that you make using the Upromise card will get you 1% back.
$25 Sign Up Bonus
Although it might look small, the $25 sign up bonus that comes with this card is worth taking. To qualify for the bonus, you need to make a purchase using your card inside the first ninety (90) days. You can also qualify for the bonus offer with balance transfers and cash advances. This is something unique that you get with this card. Mostly, you would find almost all such offers with the restricted bonus qualifications.
Instructions To Apply For The Upromise MasterCard
You can easily apply for the Upromise MasterCard on their official website. Here are the few steps that you need to copy in order to submit an online application:
- To get to the official website where you need to submit the online application, you should use this link: www.upromisemastercard.com
- On the homepage, you would see the card image with an “APPLY NOW” button. See below image to find the location of this button that you need to click in order to start the online application process.
- After you click “APPLY NOW” button, a new secure credit card application page will appear on your computer screen. On this page, you need to fill up the online form with the required information. The information that you need to share is as follows:
- Your first, middle, and last name
- Permanent address
- City, state, and Zip
- Time at the permanent address
- Employment and financial information
- Contact information
- Security information
After entering the above information, you can also opt for the paperless statement by selecting this option. You can also read the legal terms & conditions towards the end of this application page. Finally, you should click the “Apply” button to submit your application.
You can use this card at the millions of locations all across the globe where MasterCard is accepted. If you have some queries related to this card, then you can dial their helpline and talk to one of their customer service representatives.
