If you have a credit card in your wallet, then you have the freedom to shop whatever you want in financially down days. Use your credit card to buy something and clear the payment at the end of the month. In addition to the luxury of buying products/items without money, such credit cards also come with some exciting cash back offers, discounts, and other great features. There is an array of Discover Credit Cards that you can go through and select the card that fits your needs. In this article, we will discuss all available types of the credit cards of Discover. You will also learn how to apply for a specific credit card on their website.
Available Discover Credit Cards
Every individual has his/her own needs and requirements. Hence, there are plenty of options available with different perks and benefits, when it comes to choosing a Discover Credit Card. All options are intended for different, every day and special uses. The available credit cards are Discover it Cash Back, Travel, Gas & Restaurant, Secured, Student Cash Back, Student Chrome, NHL, and Business. Let’s take a quick look at these cards to help you select the right option.
Discover It Cash Back: This is a no-annual-fee card that you can use to earn 5% cash back. You can earn cash back at the different places, such as grocery stores, gas stations, Amazon.com, restaurants, and also at the wholesale clubs. This card provides 1% cash back when you buy any other thing using this card. The cash back will never expire, which means that you can redeem anytime in whatever amount. There is 0% intro APR for the fourteen months on the purchases and balance transfers. After that, it will be 13.99% – 24.99%. The balance transfer fee will be 3%.
Discover It Travel: This is another no-annual-fee credit card. It offers unlimited 1.5x miles for every single dollar that you spend on any purchase. You can earn unlimited miles from groceries and hotels to online shopping and airfare. The rewards that you earn will never expire. For the first 14 months, the intro APR is 0% on purchases. After that period, the APR will be 13.99% to 24.99%.
Discover It Gas & Restaurant: If you are looking for a credit card that you can use at gas stations and restaurants, then you can opt for this card. It offers 2% cash back at the restaurants and gas stations. In addition to that, you also get 1% on other purchases. The intro APR is 0%, and after that, it is 13.99% – 24.99%. After the intro period, you will have to pay a 3% fee on every balance transfer.
Discover It Secured: This credit card also offers 2% cash back at the gas stations and different restaurants. 1% cash back is offered on other purchases as well. This card has a standard variable purchase APR of 24.99%. This is also a no-annual-fee credit card.
Discover It Student Cash Back: This credit card is specially designed to help students. It offers you the grade rewards on your performance. Every school year your GPA is at least 3.0, you get $20 statement credit for up to the next 5 years. Plus, you can get 5% cash-back at the different places, like grocery stores, s stations, Amazon.com, restaurants, wholesale clubs, and more. Elsewhere, you get 1% cash back. For the first 6 months, the intro APR is 0%, and after that, it is 14.99% to 23.99%.
Discover It Student Chrome: This card comes with a 2% cash back offer. You can earn cash back at the restaurants and gas stations. In addition to that, you can earn 1% cash back on any other purchases. You also get $20 statement credit every year your GPA touches 3.0 or goes high for up to the next five years. The APR is that same that comes with the Student Cash Back card.
NHL: With this card, you can save 10% of the Shop.NHL.com by using the code IT PAYS. You will save on the subscription of NHL.TV, whenever you use this card. The card also offers 5% cash back at places, such as restaurants, gas stations, wholesale clubs, Amazon.com, and grocery stores. This card has 0% intro APR for the first 14 months and after that, it will be 13.99% – 24.99%.
Discover It Business: This credit card is designed to assist businesses. With no annual fee, this card offers you unlimited 1.5% cash back on every dollar that you spend on any purchase. The rewards also don’t expire that means you can redeem them anytime. For the first 12 months, the intro APR will be 0%. After that, the APR goes 14.99% to 22.99%.
For more details, you can also visit their official website and go through the available cards for an informed decision. Now, let’s take a look at how you can apply for the credit card type that you like the most.
Instructions To Apply For Discover Credit Cards
Whatever type of credit card you have selected, you can apply for it on the web. Here is how to apply for a credit card online:
- Get started by visiting their official website. To reach their website, you should use the link: www.discover.com/credit-cards that will take you to their credit cards page.
- On this page, you can see all credit cards, from top to bottom. Move your cursor up and down and stop where you see the card type that you want to apply for. For instance, stop by “Cash Back” credit card image and click the “Apply Now” button that is available just next to it.
Right after you click “Apply Now” button, a new page will open. On this page, enter your first name, middle name (optional), last name, and choose a suffix (optional). After that, pick a card design, and then click “Continue” button. The card application will start now. Fill up the application with the necessary information and click “Continue” button. Now, follow the on-screen instructions to submit the credit card application.
For further details or information, you can call their U.S. service helpline anytime. Their helpline number is 1-877-587-1605.